The Affordable Care Act (ACA), or Obamacare, has changed the lives of many previously uninsured Americans who can now find affordable healthcare, either as a result of the programs being offered through the government-run marketplace, or through private insurance plans. The ACA provides income-based premium subsidies to those who purchase their own insurance through the marketplace. The groups who benefit the most from the ACA are those who were previously discriminated against and the most vulnerable of society including low-income families and seniors. At least 20 million more Americans now have health insurance than before passage of Obamacare. Criticisms of the ACA include rising costs for young males, higher numbers of uninsured in states that did not expand Medicare, and increased cost for those who lost their health care benefits from insurers not in compliance with the ACA standards.
Pending legislation: S.191 – Patient Freedom Act of 2017